Refinancing with an FHA loan

• You can refinance up to 97.75% of your home’s value. Or make a smart financial move and get cash from your home to consolidate your high-interest debt to a low, fixed rate – FHA cash-out refinance loans allow you to take out up to 85% of your home’s value.
• If you’re currently in an FHA loan, you could get a lower mortgage rate and payment with an FHA Streamline. The FHA Streamline offers a limited documentation option, has flexible credit requirements, and you could even avoid an appraisal. Refinance your FHA loan and qualify for a lower mortgage payment – even if you owe more on your home than it’s worth. Answer a few questions to find out how to qualify for an FHA Streamline Refinance or call us now at (800) 600-MUSA to find out if you qualify for an FHA Streamline refinance loan.
• Our mortgage application and processing uses exclusive technology that cuts the headaches out of getting an FHA loan. We even offer the choice to sign some of your documents online!

Buying a home with an FHA loan

• Your down payment can be as low as 3.5% of the price of the home.
• FHA also allows seller concessions up to 6% of your home purchase price.
• Need a lower payment? Ask a mortgage banker about a 1-year 1% reduction in your mortgage rate! Instead of taking an ARM, choose to lower your rate on your FHA loan and enjoy a low payment AND a fixed mortgage rate.

Congress has raised the loan limits for FHA loans across the country! Higher loan limits mean lower rates for more people! Get in touch with us today: call (800) 600-MUSA to find out the current FHA loan limit in your county. Don’t wait until it’s too late!

*Consult your tax advisor.