The VA Real Estate Loan
Purchase with $0 Down, Get a Lower Rate
Enjoy Lower Monthly Payments with a VA Loan.
Find out why thousands of people are using their VA Loan benefit every single month. Allow us to help you lower your monthly payment, lower your interest rate and purchase a home with $0 down.
Purchase with $0 Down
A VA Loan is one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with $0 down. Now more than ever banks are requiring large down payments for conventional loans.
In many cases they require 10-20% down, putting home ownership out of reach for many prospective buyers.
To find out if an VA loan is right for you, call (800) 600-MUSA today!
How much will $0 down save you?
Conventional loans will require a minimum of 5% down, and in many cases as much as 10% and 20%.
|
| Loan Amount | 5% Down | 10% Down | 20% Down |
|---|
| $150,000 | $7,500 | $15,000 | $30,000 |
$250,000 | $12,500 | $25,000 | $50,000 |
$350,000 | $17,500 | $35,000 | $70,000 |
$450,000 | $22,500 | $45,000 | $90,000 |
Lower Your Monthly Payment
A VA Loan offers two benefits that will substantially lower your monthly payment. PMI, or private mortgage insurance, is not required on a VA loan. PMI is an added monthly expense required for conventional loans where the borrower finances more than 80% of the home's value.
Interest rates are also lower with a VA Loan, typically 0.5%-1.0% lower than a conventional loan. A lower rate combined with monthly PMI savings can substantially lower your monthly payment.
Getting Qualified is Easier
The qualification guidelines are less stringent for VA Home Loans. Because the loan is backed by the government, banks have relaxed the often strict lending rules for VA Home Loan applicants making them easier to obtain. For more information on repairing your credit score to become eligible for a VA Loan, Call us at 800-600-MUSA.
Want to see what a VA Loan can do for you? Take two minutes to answer a few questions. There is no obligation and your credit will not be pulled. A VA Home Loan specialist will simply let you know what you qualify for, Call us at 800-600-MUSA.
We Make the VA Process Fast and Simple
This extensive VA experience enables us to streamline the VA Home Loan process, making it smooth and easy for you. Once you get started, your VA Home Loan Officer will be there with you every step of the way, gathering the necessary paperwork to work with the VA on your behalf.
Get in touch with us today:
call (800) 600-MUSA
